For over 72 million Americans, Social Security payments are more than just monthly checks—they are a financial lifeline. As June 2025 approaches, many recipients are eager to understand when their benefits will arrive. With the rising cost of living and recent legislative changes, staying informed about the exact Social Security June 2025 Payment Schedule has become more important than ever.
Whether you’re a retiree, someone receiving disability benefits, or a low-income recipient of Supplemental Security Income (SSI), knowing the precise date your payment will be deposited helps you plan for rent, groceries, utilities, and other essentials. This article outlines the full payment calendar for June 2025, recent updates that may impact your benefits, and what to do if your check is delayed.
Social Security June 2025 Payment Schedule
The Social Security June 2025 Payment Schedule follows a structured calendar managed by the Social Security Administration (SSA). Payments are typically made on specific Wednesdays, depending on your date of birth and benefit type. Some recipients—such as those who started collecting benefits before May 1997 or who also receive SSI—have a fixed payment date at the beginning of the month.
This month, payments are expected to proceed without delay. The June 1 and June 3 disbursements include the 2.5% cost-of-living adjustment (COLA) approved earlier this year, bringing a modest increase to help counteract inflation.
Overview Table: Social Security April 2025 Payment Schedule
| Date | Who Will Receive Payment |
| June 1, 2025 | SSI recipients (including COLA increase) |
| June 3, 2025 | Those who began receiving Social Security before May 1997 or receive both SSA & SSI |
| June 9, 2025 | Birthdays between the 1st and 10th – 2nd Wednesday beneficiaries |
| June 16, 2025 | Birthdays between the 11th and 20th – 3rd Wednesday beneficiaries |
| June 23, 2025 | Birthdays between the 21st and 31st – 4th Wednesday beneficiaries |
How Social Security Payment Dates Are Determined
Social Security payments are organized based on two main factors:
- When you started receiving benefits.
- Your birth date.
If you started receiving benefits before May 1997, or if you receive both SSI and Social Security, your payment is issued on the third day of the month (or the closest business day if that falls on a weekend or holiday).
For everyone else, the SSA distributes payments on a Wednesday:
- If your birthday is between the 1st and 10th, you’ll be paid on the second Wednesday.
- If it falls between the 11th and 20th, expect your check on the third Wednesday.
- Birthdays from the 21st to the 31st receive payment on the fourth Wednesday.
This system ensures that the SSA can efficiently manage payments across millions of recipients
Important Dates to Remember in June 2025
Here’s a quick breakdown of when you can expect your Social Security or SSI check this June:
- June 1, 2025 : SSI recipients will receive their payment, which includes the 2.5% COLA increase.
- June 3, 2025 : If you started receiving benefits before May 1997 or receive both Social Security and SSI, your payment will be deposited on this date.
- June 9, 2025 : This is the second Wednesday of the month. Individuals with birthdays between the 1st and 10th will receive their payments.
- June 16, 2025 : The third Wednesday. Payments go to those born between the 11th and 20th.
- June 23, 2025 : The fourth Wednesday. Payments are made to beneficiaries born between the 21st and 31st.
The Social Security Fairness Act and June Payments
A major update influencing this year’s payments is the Social Security Fairness Act, passed in January 2025. This law addresses long-standing concerns about the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO)—rules that previously reduced benefits for some public sector employees.
Thanks to this new legislation, affected retirees may see increased benefit amounts starting this year. However, even with higher payments for some, the payment schedule itself remains unchanged. If you’re impacted by the WEP or GPO repeal, the SSA will send you a notification by mail confirming your new monthly benefit.
What to Do If Your Payment Doesn’t Arrive
If you don’t see your payment on the scheduled date, the SSA recommends waiting at least three business days before taking any action. Delays can occasionally happen due to banking issues, processing backlogs, or holidays.
Steps to take:
- Wait three full business days after the expected deposit date.
- If the payment still hasn’t arrived, contact the SSA at 1-800-772-1213 or visit your local SSA office.
- You can also check your my Social Security online account for updates or changes in payment status.
Tips for Managing Your Benefits in June
To stay ahead and avoid surprises with your Social Security payments:
- Sign up for direct deposit to receive payments faster and avoid mail delays.
- Create a mySSA account at ssa.gov to track your payment history and make updates.
- Update your address and banking information promptly if you move or switch accounts.
- Watch for mail notifications if you’re affected by changes from the Fairness Act.
Being proactive ensures you stay informed and in control of your monthly benefits.
