Cost of Living Payment: Cost of Living Payment support is again being rolled out across the UK as part of the government’s ongoing efforts to provide financial relief to struggling households. The Department for Work and Pensions (DWP) has officially announced that a new £450 payment will be issued starting June 2025. This one-off payment is designed to support low-income families dealing with inflation and high living costs.
This article will walk you through everything you need to know about the new Cost of Living Payment, including who qualifies, payment dates, how to avoid scams, and what this means for the rest of 2025. If you’re receiving benefits, or know someone who is, this is vital information to keep in mind.
UK DWP Announces New £450 Cost of Living Payment in June
The UK government, through the DWP, has confirmed a Cost of Living Payment worth £450 that will be sent out in June 2025. This payment comes as part of a broader commitment to support households most affected by the current economic climate. Rising food prices, high utility bills, and ongoing inflation are all contributing to the financial pressure faced by millions.
This is not the first time such payments have been made. Similar payments were issued in 2022, 2023, and 2024. The 2025 payment continues this trend, with the government clearly showing its intent to support vulnerable residents during hard times.
Overview Table: Quick Facts on the £450 Payment
| Key Details | Description |
| Payment Amount | £450 (one-off) |
| Payment Start Date | 10 June 2025 |
| Eligibility | Means-tested benefits |
| Payment Method | Direct deposit |
| Payment Reference | DWP COLP / HMRC COLP |
| Final Date to Receive | 30 June 2025 |
Who Will Receive the £450 Cost of Living Payment UK?
Not everyone will receive the new £450 payment. It’s specifically targeted at those already on certain means-tested benefits. To qualify, you must have received one of these benefits during a specific assessment window in June 2025:
- Universal Credit
- Pension Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support
- Working Tax Credit
- Child Tax Credit
If you applied for these benefits after the assessment window, unfortunately, you will not be eligible for this particular round of support. Those who meet the criteria will automatically receive the payment without needing to apply.
Payment Dates and Distribution Timeline
The DWP has laid out a clear schedule for the Cost of Living Payment. Payments will begin to roll out from 10 June 2025 and will continue until 30 June 2025. Most people who qualify should receive the money during this window.
The payment will go directly into your bank account, and the reference line will show either “DWP COLP” or “HMRC COLP” depending on the benefit you receive. You don’t need to do anything—no forms, no calls. If the payment hasn’t arrived by 30 June, only then should you contact DWP.
Why the New £450 Support is Crucial in 2025
This new Cost of Living Payment is more important than ever. Despite some stabilization in energy prices, costs for essentials like rent, food, and childcare are still climbing. For families living on tight budgets, any increase in expenses can lead to serious hardship.
The £450 payment aims to help households meet essential needs during a financially challenging time. Single parents, pensioners, and people with disabilities are among the most affected, and this government move provides much-needed relief.
Avoiding Scams: How to Protect Yourself
Whenever financial aid is announced, scammers aren’t far behind. The DWP has warned that fraudsters June pose as government officials to steal personal information. It’s important to stay vigilant.
Here’s how to protect yourself:
- The DWP will never ask for your personal information via phone, text, or email.
- Don’t click on suspicious links or download unexpected attachments.
- Always use the official gov.uk website to manage your benefits or check for updates.
- If in doubt, ignore the message and report the incident to the authorities.
Future Payments: Will There Be More?
As of June 2025, no further Cost of Living Payment has been announced. However, this could change depending on how the economy performs and whether more support is needed.
The government has not ruled out more payments, so it’s wise to keep your details updated and monitor announcements from official channels. Past trends suggest that if inflation or other financial issues continue, more relief may be on the way later in the year.
FAQs
Who qualifies for the £450 cost of living payment UK in June 2025?
Anyone receiving certain means-tested benefits like Universal Credit or Income Support during June 2025 is eligible.
How do I check if I’m eligible?
Check your eligibility through your DWP or HMRC online account. You must have received qualifying benefits during June 2025.
When will I receive the payment?
Payments will be made between 10 June and 30 June 2025.
Will this affect my other benefits?
No, this payment is separate and will not affect your eligibility for other benefits.
Is there a need to apply?
No application is needed. The payment is automatic if you qualify.
Final Thought
The £450 Cost of Living Payment is a helpful move by the UK government to support those who need it most. If you or someone you know is eligible, make sure your benefit details are up to date and avoid any scams trying to take advantage of the situation.
