Canada Housing Benefit: With rent prices still climbing across Canada, the federal government has extended its housing relief efforts into 2025. In July, eligible renters will receive a one-time Canada Housing Benefit of $500 through the CRA, meant to ease the pressure of soaring rental costs.
This Canada Housing Benefit is part of the National Housing Affordability Strategy, providing direct financial support for low-income families and individuals. Read on to learn how to qualify, when to apply, and when you’ll see the funds—so you don’t miss out on this timely assistance.
Canada Housing Benefit
The Canada Housing Benefit is more than just a short-term relief measure—it’s a response to the growing rental crisis affecting many Canadians. By offering a one-time payment of $500, this program targets those who spend a large share of their income on rent, ensuring that housing remains within reach for vulnerable groups. Whether you’re a student, senior, or single-income family, the Canada Housing Benefit helps ease the burden of monthly expenses and serves as a critical lifeline during a time of rising living costs.
Canada Housing Benefit Overview Table
| Feature | Details |
| Benefit Amount | $500 (one-time payment) |
| Eligibility Age | 15 years or older |
| Income Limits | < $35,000 (individual), < $55,000 (family) net income |
| Rent Requirement | At least 30% of 2024 income spent on rent |
| Application Opens | July 15, 2025 |
| Payment Start Date | July 25, 2025 |
| Application Deadline | October 31, 2025 |
| Administered By | Canada Revenue Agency (CRA) |
| Supporting Documents | Tax return, rent receipts or lease |
Who is eligible for the $500 Housing Benefit 2025?
To receive the Canada Housing Benefit, applicants must meet these criteria:
- Be at least 15 years old and a Canadian resident for tax purposes.
- Have net 2024 income under $35,000 (individual) or $55,000 (family).
- Spend at least 30% of that income on rent in 2024.
- File a 2024 tax return by the deadline.
- Provide CRA with lease or rent receipts if requested.
Eligibility verification relies on your submitted tax information, and extra documentation may be requested. The benefit is clearly aimed at Canadians most affected by rising rent costs—particularly those in metropolitan areas.
Key Payment Dates by CRA in July 2025
Mark your calendar! Here’s the payment timeline:
- July 15, 2025 – Applications open via CRA’s My Account portal or call-in service.
- July 25, 2025 – CRA begins payments, with direct deposits prioritized.
- October 31, 2025 – Final day to submit applications; late submissions won’t be accepted.
Once approved, expect your $500 benefit within 10–15 business days post-July 25. Payments will be deposited to the bank linked to your CRA account; cheques will be mailed if necessary.
Why is rental support still necessary in 2025?
Despite measures to cool the housing market, rents remain inflated—spring 2025 data show increases of 12–18% above pre-pandemic rates. For many Canadians, rent eats up a large portion of income, leaving little for essentials like groceries or medical care.
The Canada Housing Benefit represents more than just short-term relief—it underscores the government’s commitment to addressing housing affordability. It’s a lifeline for young professionals, single parents, students, and seniors struggling to keep up with rent.
How to apply? A quick guide
Applying for the Canada Housing Benefit is straightforward:
- Online via CRA My Account
- Log in and navigate to “Benefits and Credits.”
- Fill out the housing benefit application and supply rent details.
- Log in and navigate to “Benefits and Credits.”
- Upload Documents if asked
- Provide rent receipts or a copy of your lease agreement if requested.
- Provide rent receipts or a copy of your lease agreement if requested.
- Paper Application
- Available for those without online access via CRA.
- Available for those without online access via CRA.
- Confirm Banking Info
- Ensure your direct deposit information is current to speed up payment.
- Ensure your direct deposit information is current to speed up payment.
Even after applying, your CRA account will reflect the application status. Once approved, the benefit should arrive shortly after July 25.
GST/HST Credit Canada June 2025 – Updated Amount, Deposit Dates & Eligibility Rules
Though separate from the housing benefit, the GST/HST credit remains another valuable source of support. This quarterly credit helps lower-income households offset sales tax expenses. If you’ve filed your return, you may receive your next GST/HST payment around June 2025. Keep an eye on your CRA account for precise timing and amounts.
Conclusion
The Canada Housing Benefit is a one-time, targeted payment of $500 designed to ease the rent burden for eligible Canadians. Being part of a broader affordability strategy, it offers vital support, especially in high-rent cities like Toronto and Vancouver. To benefit, simply file your taxes, apply starting July 15, and watch your bank account for the deposit around July 25.
FAQs
Q. Who is eligible for the $500 housing benefit in 2025?
A Canadian resident aged 15+, with low income and high rent costs in 2024.
Q. What is the income limit to qualify?
Under $35,000 net income for individuals or under $55,000 for families.
Q. When can I apply for the benefit?
Applications open July 15, 2025, and close October 31, 2025.
Q. How will I receive the payment?
Direct deposit is prioritized; cheques are an alternative.
Q. Is this a recurring monthly payment?
No—it is a one-time relief payment in July 2025.
Final Thoughts
If this article helped you stay informed, feel free to share it with others or leave a comment below. Looking for advice on other CRA programs like the GST/HST credit or provincial rental supports? Let us know—we’re here to help!
