£300 Cost of Living Payment June 2025: Millions of people across the UK are set to receive much-needed financial support this month as the government confirms the rollout of the second cost of living payment. With inflation still affecting day-to-day essentials, this support measure aims to help those on the lowest incomes manage household expenses more effectively. Backed by the Department for Work and Pensions (DWP), this initiative targets vulnerable individuals and families at a time of growing economic strain.
The £300 cost of living payment June 2025 will be sent automatically to those who qualify through their existing benefits. No applications are required, making it a hassle-free process for claimants. This article explains the payment timeline, eligibility criteria, how to check your payment status, and other important financial support still available in the UK.
£300 Cost of Living Payment June 2025
The £300 cost of living payment June 2025 is part of the government’s broader strategy to ease financial pressure during challenging economic times. It is the second instalment in a series of cost-of-living measures, designed to reach households receiving income-based benefits such as Universal Credit, Pension Credit, and others. Payments will be made between June 12 and June 28, 2025, and will appear in bank accounts automatically.
This one-time payment is tax-free, does not affect other benefits, and will be labeled as “DWP COL” or “HMRC COLS” depending on who administers the qualifying benefit. Importantly, claimants must have been receiving eligible benefits during the official assessment period, which typically occurs a few weeks before the payment is made.
Overview Table
| Key Detail | Information |
| Payment Name | £300 Second Cost of Living Payment |
| Payment Window | June 12 to June 28, 2025 |
| Payment Amount | £300 |
| Eligibility | Based on qualifying benefits (see list below) |
| Application Needed? | No |
| Payment Method | Direct deposit to bank account |
| Benefit Admin Bodies | DWP and HMRC |
| Official Site | gov.uk |
| Reference on Bank Statement | “DWP COL” or “HMRC COLS” |
Who Is Eligible for the £300 Payment?
Eligibility for the June 2025 payment remains consistent with previous rounds. You qualify if you were receiving any of the following benefits during the specified assessment period (dates yet to be formally announced):
- Universal Credit (including joint claims)
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Pension Credit
- Income Support
- Working Tax Credit
- Child Tax Credit
Note: Contribution-based JSA and ESA are not eligible unless you also receive income-based components. This targeted approach ensures that the most financially vulnerable groups continue to receive vital assistance.
Payment Timeline and Delivery Details
The DWP has confirmed that the £300 cost of living payments will be issued between June 12 and June 28, 2025. Payments are made directly into the claimant’s bank account and do not require any separate application.
To make sure you receive your payment on time, follow these steps:
- Keep your benefit claim active and up-to-date
- Make sure your bank details with DWP or HMRC are correct
- Report any changes in your personal circumstances immediately
Most people will see the payment automatically in their accounts, marked clearly for easy identification. This streamlined process avoids paperwork and long wait times.
Why This Payment Matters
The £300 cost of living payment June 2025 is not just a one-off gesture—it’s a meaningful intervention to help households cope with daily expenses. With prices for food, utilities, and transport remaining high, many families are still struggling to make ends meet.
This payment provides:
- Immediate relief for daily essentials
- A buffer to protect against debt or missed payments
- Support that promotes mental wellbeing by reducing financial stress
Key Uses of the £300 Payment
This payment can be used to manage a range of essential expenses:
| Expense Category | How It Helps |
| Utilities | Reduces strain from electricity, gas, and water bills |
| Food and Groceries | Helps keep nutritious meals on the table |
| Transport | Covers public transport or vehicle running costs |
| Childcare | Supports school supplies or after-school care |
| Healthcare | Assists with medication or health-related travel costs |
This flexibility allows households to prioritise what matters most to them without restrictions.
Other Financial Support Still Available
In addition to the £300 payment, several other assistance schemes remain available for those in need:
- Warm Home Discount: Helps with winter heating costs
- Winter Fuel Payment: Available for older citizens and pensioners
- Household Support Fund: Emergency support provided through local councils
- Free School Meals: Extended in some areas to cover school holidays
These programs offer broader financial safety nets and can often be accessed alongside the cost-of-living payment.
Common Questions Answered
1. When will I receive the £300 payment?
Payments will be made between June 12 and June 28, 2025.
2. Do I need to apply to get this payment?
No. It will be paid automatically if you meet the eligibility criteria during the assessment period.
3. Will this payment affect my other benefits?
No. It is non-taxable and does not reduce or interfere with any existing benefit entitlements.
4. How will I know I received it?
It will show up in your bank statement labeled as “DWP COL” or “HMRC COLS”, depending on the benefit source.
5. What should I do if my bank details have changed?
Update your bank information directly with the DWP or HMRC as soon as possible to prevent delays.
Final Thoughts
The £300 cost of living payment June 2025 provides crucial support to millions of households facing financial uncertainty. By ensuring that those receiving income-based benefits continue to get additional help, the government is taking steps to ease the burden of inflation and everyday costs.
Remember, this payment requires no application—just ensure your benefit details are current and correct. Combined with other ongoing support schemes, this payment forms part of a larger national effort to reduce poverty and support well-being during challenging times.
Stay informed through the official government website and always reach out to local support services if you have questions or concerns about your payment.
